LIABRA
Long Island Auto Body Repairmen's Association - Profile
Announcing a 30% Dividend for members of the Long Island Auto Body Repairmen's Workers Compensation Safety Group!

This dividend reflects a cooperative effort between group members, ourselves and Utica Mutual Insurance to control members' losses. With continued effort, further dividends like this will be possible.

Here is a list of highlights for this exclusive Workers Compensation Safety Group:
• No Administration Fee - If you are not a participant in the LIABRA / NYSACT Safety Group, you are likely to be paying Management And Administration fees a s high as 20% of your annual Premium.
• A+ Rated Preferred Carrier - No State Insurance Fund
• Easy 20% Down 9 Installment pay plan
• 15% Discount UPFRONT
• Additional Stock Discount Available for Larger Premiums
• Dividend Payable at the end of the Policy term -which has consistently paid a dividend of over 25% since the program started.

Other Group Benefits include:
• Garage and Property Packages available at discounted rates
• Group Health and Life Packages available at discounted rates
• Personal Auto and Homeowner Packages available at Discounted rates

L.I.A.B.R.A PROFILE
• LIABRA is the oldest and largest trade association for collision repair professionals in New York State.
• LIABRA serves one of the nation's busiest motoring regions. Its 500 independent member shops repair a quarter of a million automobiles annually.
• LIABRA member shops are located from the Queens border along both the north and south shores of Nassau and Suffolk Counties out to Montauk, 90 miles to the east.
• LIABRA is administrated by an elected board of directors headed by the Executive Board and staffed by an Executive Director, Legal Counsel and Legislative Lobbyist.
• LIABRA works to further industry and consumer interests. Stressing education
• LIABRA provides all members including the smallest repair shop with representation for their business interests.
• LIABRA is constantly interacting with government regulators and encourages a constant exchange of information and ideas beneficial to shop owners. The association was instrumental in the promulgating of an industry code of ethics and is striving to develop consumer protection legislation to insure the motoring public the highest quality and safety standards in auto collision repair.

Visit L.I.A.B.R.A at WWW.LIABRA.COM

NYSACT
New York State Auto Collision Technician Association
Announcing a 30% Dividend for members of the Long Island Auto Body Repairmen's Workers Compensation Safety Group!

This dividend reflects a cooperative effort between group members, ourselves and Utica Mutual Insurance to control members' losses. With continued effort, further dividends like this will be possible.

Here is a list of highlights for this exclusive Workers Compensation Safety Group:
• No Administration Fee - If you are not a participant in the LIABRA / NYSACT Safety Group, you are likely to be paying Management and Administration fees a s high as 20% of your annual Premium.
• A+ Rated Preferred Carrier - No State Insurance Fund
• Easy 20% Down 9 Installment pay plan
• 15% Discount UPFRONT
• Additional Stock Discount Available for Larger Premiums
• Dividend Payable at the end of the Policy term -which has consistently paid a dividend of over 25% since the program started.

Other Group Benefits include:
• Garage and Property Packages available at discounted rates
• Group Health and Life Packages available at discounted rates
• Personal Auto and Homeowner Packages available at Discounted rates

N.Y.S.A.C.T Profile
• NYSACT is a statewide trade association for collision repair professionals.
• NYSACT is comprised of the ten individual trade associations representing these geographical locations: Greater Binghamton, Greater Buffalo, Capital District, Long Island, Greater Newburgh, New York City, Greater Rochester, Rome-Utica, Greater Syracuse and Westchester - Putnam - Rockland.
• NYSACT is administrated by an elected board of directors headed by the President and staffed by an Executive Director, Legal Counsel and Legislative lobbyist.
• NYSACT employs a professional as well as a "grass roots" approach to legislative issues.
• NYSACT has a full legislative program with broad based bipartisan support in both the Assembly and Senate.
• NYSACT is constantly interacting with government regulators and has been instrumental in the formation of an advisory group comprised of the Dept. of Motor Vehicles, the Insurance Dept., the Insurance companies and the repair industry.
• NYSACT is working to achieve a fair and equitable marketplace for all collision repair professionals and welcomes input and suggestions at any time on any issues.